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1<?php
2
3declare(strict_types=1);
4
5namespace App\Action\Loan;
6
7use App\Domain\Loan\Service\LoanService;
8use App\Renderer\JsonRenderer;
9use App\Support\Row;
10use Psr\Http\Message\ResponseInterface;
11use Psr\Http\Message\ServerRequestInterface;
12
13/**
14 * POST /api/loans/{id}/accept
15 *
16 * FSC-94: investor accepts the (possibly admin-modified) terms of a
17 * loan in `pending_acceptance`. Transitions to `approved` and enqueues
18 * disbursement.
19 */
20final readonly class AcceptLoanAction
21{
22    public function __construct(
23        private LoanService $loanService,
24        private JsonRenderer $renderer,
25    ) {}
26
27    /**
28     * @param array<string, string> $args
29     * @param ServerRequestInterface $request
30     * @param ResponseInterface $response
31     */
32    public function __invoke(
33        ServerRequestInterface $request,
34        ResponseInterface $response,
35        array $args,
36    ): ResponseInterface {
37        $investorId = Row::int($request->getAttributes(), 'investorId');
38        $loanId = Row::int($args, 'id');
39
40        $loan = $this->loanService->acceptLoan($loanId, $investorId);
41
42        return $this->renderer->json($response, [
43            'success' => true,
44            'message' => 'Loan accepted; disbursement is queued for admin review',
45            'data' => ['loan' => $loan->toArray()],
46        ]);
47    }
48}