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1<?php
2
3declare(strict_types=1);
4
5namespace App\Action\Loan;
6
7use App\Domain\Loan\Service\LoanService;
8use App\Renderer\JsonRenderer;
9use Psr\Http\Message\ResponseInterface;
10use Psr\Http\Message\ServerRequestInterface;
11
12final readonly class CheckEligibilityAction
13{
14    public function __construct(
15        private LoanService $loanService,
16        private JsonRenderer $renderer
17    ) {}
18
19    public function __invoke(ServerRequestInterface $request, ResponseInterface $response): ResponseInterface
20    {
21        $investorId = (int)$request->getAttribute('investorId');
22        $eligibility = $this->loanService->checkEligibility($investorId);
23        $config = $this->loanService->getConfig();
24
25        return $this->renderer->json($response, [
26            'success' => true,
27            'data' => [
28                'eligibility' => $eligibility->toArray(),
29                'availableTerms' => LoanService::getValidTerms(),
30                'interestRate' => $config['default_interest_rate'] ?? '8.00',
31            ],
32        ]);
33    }
34}