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1<?php
2
3declare(strict_types=1);
4
5namespace App\Action\Loan;
6
7use App\Domain\Exception\ForbiddenException;
8use App\Domain\Loan\Service\LoanService;
9use App\Renderer\JsonRenderer;
10use App\Support\Row;
11use Psr\Http\Message\ResponseInterface;
12use Psr\Http\Message\ServerRequestInterface;
13use RuntimeException;
14
15final readonly class GetPendingLoansAction
16{
17    public function __construct(
18        private LoanService $loanService,
19        private JsonRenderer $renderer,
20    ) {}
21
22    public function __invoke(ServerRequestInterface $request, ResponseInterface $response): ResponseInterface
23    {
24        $role = Row::nullableString($request->getAttributes(), 'userRole') ?? '';
25        if ($role !== 'admin' && $role !== 'super_admin') {
26            throw new ForbiddenException('Admin access required');
27        }
28
29        $loans = $this->loanService->getPendingLoans();
30        $config = $this->loanService->getConfig();
31
32        return $this->renderer->json($response, [
33            'success' => true,
34            'data' => [
35                'loans' => array_map(static fn($l) => $l->toArray(), $loans),
36                'config' => [
37                    'defaultInterestRate' => $config['default_interest_rate']
38                        ?? throw new RuntimeException('default_interest_rate is not configured'),
39                    'servicingFeeRate' => $config['servicing_fee_rate'] ?? '0.00',
40                    'ltvPercentage' => $config['ltv_percentage'] ?? '80.00',
41                ],
42                'availableTerms' => LoanService::getValidTerms(),
43            ],
44        ]);
45    }
46}