All files / components/dashboard LendingCard.tsx

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import type {ReactElement} from 'react';
import {useNavigate} from 'react-router-dom';
import {Box, Button, Chip, Paper, Stack, Tooltip, Typography} from '@mui/material';
import {AttachMoney as LoanIcon, Info as InfoIcon, Schedule as ScheduleIcon} from '@mui/icons-material';
 
interface LendingCardProps {
	lendingBalance: string;
	loanInterestRatePct: number;
	nextLoanPaymentDue: string | null;
	pendingDisbursement: boolean;
	hasActiveLoans: boolean;
}
 
function formatCurrency(value: string): string {
	const n = Number.parseFloat(value);
	Iif (Number.isNaN(n)) return value;
	return new Intl.NumberFormat('en-US', {style: 'currency', currency: 'USD'}).format(n);
}
 
function formatDate(value: string): string {
	const d = new Date(value);
	Iif (Number.isNaN(d.getTime())) return value;
	return d.toLocaleDateString('en-US', {year: 'numeric', month: 'short', day: 'numeric'});
}
 
export default function LendingCard({
	lendingBalance,
	loanInterestRatePct,
	nextLoanPaymentDue,
	pendingDisbursement,
	hasActiveLoans
}: LendingCardProps): ReactElement {
	const navigate = useNavigate();
	const accentColor = hasActiveLoans ? 'error.main' : 'success.main';
 
	return (
        <Paper sx={{p: 3, height: '100%', position: 'relative', borderTop: 4, borderColor: accentColor}}>
            <Tooltip
				title="FlowState Lending — your borrowing side. Loans are secured by your Treasury balance and never reduce it."
				placement="top"
				arrow
			>
				<InfoIcon
					sx={{position: 'absolute', top: 8, right: 8, fontSize: 16, color: 'text.secondary', cursor: 'help'}}
				/>
			</Tooltip>
            <Stack spacing={1.5}>
				<Box sx={{display: 'flex', alignItems: 'center', gap: 1}}>
					<LoanIcon sx={{color: accentColor}}/>
					<Typography
                        variant="overline"
                        sx={{
                            color: "text.secondary",
                            fontWeight: 600
                        }}>
						Lending
					</Typography>
				</Box>
 
				<Typography variant="caption" sx={{
                    color: "text.secondary"
                }}>
					Outstanding Loans
				</Typography>
				<Typography
                    variant="h4"
                    sx={{
                        fontWeight: "bold",
                        color: accentColor
                    }}>
					{hasActiveLoans ? formatCurrency(lendingBalance) : '$0'}
				</Typography>
 
				{hasActiveLoans && (
					<Typography variant="body2" sx={{
                        color: "text.secondary"
                    }}>
						Rate: {loanInterestRatePct.toFixed(2)}%/year
					</Typography>
				)}
 
				{hasActiveLoans && nextLoanPaymentDue !== null && (
					<Box sx={{display: 'flex', alignItems: 'center', gap: 0.5}}>
						<ScheduleIcon fontSize="small" color="action"/>
						<Typography variant="body2">
							Next Payment: <strong>{formatDate(nextLoanPaymentDue)}</strong>
						</Typography>
					</Box>
				)}
 
				{pendingDisbursement && (
					<Chip
						label="Disbursement in progress — funds wiring shortly"
						color="info"
						size="small"
						variant="outlined"
					/>
				)}
 
				{!hasActiveLoans && !pendingDisbursement && (
					<Typography variant="body2" sx={{
                        color: "text.secondary"
                    }}>
						No active loans. Borrow against your balance at any time.
					</Typography>
				)}
 
				<Box sx={{mt: 1}}>
					{hasActiveLoans ? (
						<Button
							size="small"
							variant="contained"
							color="primary"
							onClick={() => navigate('/loans/payment')}
						>
							Make a Payment
						</Button>
					) : (
						<Button
							size="small"
							variant="outlined"
							onClick={() => navigate('/loans')}
						>
							Request a Loan
						</Button>
					)}
				</Box>
			</Stack>
        </Paper>
    );
}